When “It’s Fine” Isn’t Fine at All

by | Jul 15, 2025

Note: This is clearly not my normal type of column. But on this occasion, I want to share a personal experience that, while involving nudity, holds some powerful lessons that I hope will be helpful for you in some small way.

I’m really disappointed in myself.

I did something I wouldn’t want my daughter to do. It wasn’t terrible—but it sure wasn’t brave.

Of course, no one is perfect. But in retrospect, I failed to do the very thing I often encourage others—especially women—to do: own their power and back themselves.

Even when it’s awkward.

Especially when it’s awkward.

To be clear, I’m fine. But I’m sharing this because in a similar situation, someone else might not be.

I booked an Airbnb in Middleburg, Virginia—a basement studio on a farm with a private pool. Just one night of solitude to recharge after an intense stretch of speaking, media, and travel.

After a peaceful summer evening, I asked the host if I could check out later to savor more solitude by the pool. She agreed to noon then later texted that a regular guest might stop by to swim after 11.

I didn’t love the idea of sharing the space—presuming he was coming to swim laps—but she was doing me a favor.

Fine,” I replied.

The man arrived at 10:30 and asked, “Do you want me to come back later?”

I did but I didn’t want to be an imposition.

“No, it’s fine,” I said.

He pointed to a sign on the pool gate – ‘Swimsuits optional’. “You okay with that?”

Fine,” I said again, unsure what I was consenting to, just wanting to avoid any more interaction.

He then asked to use my bathroom. That seemed kinda odd, but again:

“Sure, fine.”

I just wanted solitude. To read my book. To contemplate my life. To reflect in my journal. To talk to God and no one else.

A few minutes later, he returned. From the corner of my eye I could see he was undressing—fully… utterly… stark bloody naked.

Oh shit, I thought to myself. But did i say anything? No. I wanted to avoid all interaction.

After laying on the poolside lounge, he climbed onto a floating lounge, on his back, legs splayed wide.

Oh shit, I thought again. And again, I said nothing but kept my head down. I had zero desire to see what I knew could not be unseen.

Then I saw something glint. Curiosity won. I glanced over.

There he was—naked, legs splayed, wearing a large silver ring on his appendage.

W.T.?!*!

Instinct kicked in. I immediately packed up. As I veered for the gate, he called out:

“I hope I haven’t driven you away?”

“No, it’s fine… it’s fine… it’s fine,” I said without looking back

Two minutes later, I was in my car, heart pounding, head whirling. What the hell just happened?

Later, I messaged the host: “I left early. The man got naked. It felt very uncomfortable.” She apologized, offered a free return stay. Later she texted again. He said you’d agreed to no swimsuits. And technically I had—except I hadn’t.  But clearly, it was not fine. And I had no idea he’d take that as permission to be fully nude—much less fully exhibitionist.

So why do I share this now? Because at each moment, I had a choice:

  • When the host texted.
  • When he showed up early.
  • When he asked about ‘swimsuits optional.’
  • When he asked to use my bathroom (where I assume he suited up with his ‘jewelry’).
  • When he undressed
  • When he got into the pool and floated in full display

At no point did I say: “Hey sir, you know what? This is NOT fine.”

Why not? I’d like to say I’m an easygoing person. Accommodating. Agreeable. The kind who doesn’t make a fuss sharing a pool with someone—especially not on a blazing hot summers day.

The truth? Without realizing it, my default was to prioritize his wants over my own and to avoid an awkward moment.

By trying to avoid an awkward moment, I let someone cross a boundary by a country mile.

But in trying to avoid an awkward moment—or him thinking I was difficult or uptight—I ended up feeling violated and putting myself in a much more uncomfortable, and potentially vulnerable, situation.

And while I am a relatively empowered woman—not easily intimidated and pretty good at taking care of myself in situations that would make others anxious —in that moment, I was not in my power resulting in a man violating the boundary of basic respect and decency by a country mile.

Yes, this was a moment I froze. But it also exposed something deeper.

“The reflex to say ‘fine’ isn’t just personal—it’s cultural. And it costs us more than we realize.”

We’re shaped by culture. The reflex to say “fine” was not a wholly personal failing but learned behavior—especially for women, taught to be agreeable—even when uncomfortable. But unclear consent is not consent—especially when there are ambiguous expectations, a power imbalance, or a desire to just keep the peace.

This wasn’t one big ‘no.’ It was death by a dozen small ‘fines.’”

And micro-boundaries matter. This wasn’t one big “no.” It was death by a dozen small “fines.”

We all have moments when we freeze or fear wins—especially when we don’t see them coming. But if there’s one lesson that stands out from this experience for me it’s this:

Those moments we want to shrink back, stay quiet, or just say ‘it’s fine’ are often the exact cue to speak up.

I’m curious how this experience lands for you. Maybe you’re surprised that i wasn’t bolder and more asertvive frpm the get-go. Or maybe you totally relate. Or maybe you have another reaction. Either way, i’d love your thoughts and feedback.

  • Have you ever said “fine” when everything in you wanted to say “no”?
  • Or maybe you did what I didn’t—and braved an awkward moment to protect your peace or power? If so, what helped you do it?

I’m hoping my experience can be a learning moment for anyone who’s ever said yes or “fine” just to keep the peace only to regret it later. Clearly i’m still a work in progress when it comes to practicing my own “Be brave and back yourself” advice. Then again, aren’t we all?

If you’d lie some inspiration and encouragement to help you navigate your bravest path, please check out my book The Courage Gap: Five Steps to Braver Action (also narrated by yours truly on Audible).

And if you’re a podcast fan, take a listen to my Live Brave podcast!

Whether you want to make a change, grow your leadership, or better the world, The Courage Gap is your roadmap to close the gap between who you are and who you’re meant to be. 

If you ever wish you felt braver, this podcast is for you. You’ll gain inspiration from a host of incredible leaders. I also share my own insights on how to be a bit braver in our relationships, leadership, and life.

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2 Comments

  1. Mandy Painting

    Hi Margie,
    You are your best client and best counsellor all wrapped in one in this article. Shame it couldn’t be implemented at the time of the pool incident!

    We really do teach what we most need to learn, don’t we. I love the fact that you have shared this, thank you. I do know some women in some countries will wonder what is wrong with a naked man? But would run a mile from situations you would be able to face head on.

    I’m not married Margie and don’t hang around men who put jewellery here there and everywhere. I’d be inclined to say, they would remove it to go swimming but who knows? Maybe he was genuinely using your bathroom for the right reasons. You said he was undressing outside, maybe putting his swimming stuff on inside? I firmly believe our amazing Universe sends the right lessons to the right people.

    Have you ever said “fine” when everything in you wanted to say “no”?
    Yes Margie, for around 50 years!!

    Or maybe you did what I didn’t—and braved an awkward moment to protect your peace or power? If so, what helped you do it?
    Same answer, around 50 years of saying “fine” but then some brilliant counselling. I am now a counsellor myself and while I’m still breathing, I guess I will continue to struggle with some things. One of my tutors calls me “a recovering pleaser.” The college talked about fine and said it was “fu**ed up on the interior, neat on the exterior,” Yep!

    I think for me, it’s the gap between reaction and response. With some experiences, it can be seconds, with others, it’s days but honesty is huge for me so I will take a few deep breaths, get out of my comfort zone and say what I need to say….kindly. If there were medicine for that I would buy the company!

    Sharing your experience will warm people to you I believe and importantly, warm the real you to you as well.
    Thanks once again,

    Sending my love and gratitude
    Mandy x

    I think offering you a complimentary return not 50% was hugely generous. I hope you choose to go back and who knows the same man or someone else may come along and you’re able to say, “I’m here till 11 o’clock thanks. Could you come back please?”

    Reply
  2. Mandy Painting

    I’d like to share a story that took place yesterday evening in a hotel where I was singing and playing the piano.
    I usually set my gear up and then walk to the bar and ask for a coffee and a glass of water. After setting my gear up and then parking the car, I came back to find the barman not looking busy at all. He looked at me briefly and said, “I’ve taken your coffee over Mandy and here’s your water,” he said handing me a glass. It had a straw in it. “I’m busy right now.”

    I said thank you for the coffee, walked back to the piano and felt a little snubbed. Normally we’d have a very friendly chat. What if I hadn’t wanted coffee today…or water for that matter? And why had he given me a straw? Oh yes, I bet it was because I leave my lipstick on the rim of the glass, honestly!

    I sat at the piano feeling a little irritated and thought, “suit yourself, Mr Busy!”

    Then, very soon as I began to calm as I played and sang, I reflected on what had really happened. I quickly realised my default setting had come to bite me on the bum….again. The pain I felt because the barman didn’t like me. Real pain that had been lying around in my body for donkey’s years.
    I thought of you and how I would love to swap your small problem lying by a pool with only a naked man floating about. How lovely. Then I somehow became mindful and was able to replace my reaction to a response. I realised that of course we all have our own paths to walk and this is mine. I want everybody to like me and I know they can’t or won’t, especially as a musician! (I did also revert to my empathy for your own situation by the way!)

    I thought of my journey through life and my intention to heal this default setting of wanting…needing everyone to like me. I realised that that evening there had been a shift in my healing, in my perception.
    It was okay if he didn’t like me, it was okay if someone else did not like me. A few moments later the barman returned with a flask of cold water and put it down by my side. He looked at me briefly smiling as I sung and said quietly “this is for later.”

    I smiled after his show of warmth and suddenly remembered why he had given me a straw. I had told him the week before how much I’d enjoyed drinking out of one after so many years. I also realised that the reason he was busy was because he was also responsible for the drinks in the restaurant.
    I knew I had learned a valuable lesson. I knew I’d continue to meet people who don’t like me or I think don’t in my haste.
    I will try to respond in future and not react.

    And then ……….as I had this moment of realisation, I was unable to shed the tears bottling up because I was singing. Then I heard a strange musical kind of noise and I realised even though I had switched my notifications off, it doesn’t switch any alarm off…which I had set twice a day, 1 o’clock in the afternoon and …….eight o’clock in the evening which it just happened to be! When it rings, my phone says “I love myself right now.”

    When I finished singing that song, I continued to play but had a little cry to myself and a smile. Then I was able to offer big, big gratitude to the Universe who always has my back and a big, big smile of gratitude and thanks to you Margie whose story was the catalyst to move myself forward another step nearer to the greatest version of myself.

    Thank you so much Margie. Don’t you just love life’s little “coincidences”!

    Reply

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